Short term loans in Bilson
from JJ Home Credit
New customers can borrow up to £400.
Existing customers can apply through the Customer Portal
or by contacting their Agent.
Representative 1564.26% APR
Representative Example: Total Amount of Credit - £200 |
Duration of agreement - 15 Weeks |
Interest Rate - 50% fixed |
15 weekly repayments of £20 |
Total Amount payable - £300
Applying won't affect your credit score.
Not all applications will be approved for a loan. An offer of credit is subject to status and affordability checks.
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Why Choose Us?
Trusted
A local company run by people who care—because to us, you're not just a number, you're part of our community.
No Late Fees
Because we believe in fair and transparent lending, helping you stay in control of your finances without unnecessary penalties.
Authorised and Regulated
Authorised and regulated by the FCA, committed to fair treatment and positive customer outcomes.
Fast
Quick, easy, and hassle-free same day loans to fit your needs.
Convenient
Cash delivered to your door or sent straight to your bank, with a friendly agent on hand to help every step of the way.
What Do Our Customers Say?
Eileen O’Hara
"I have had the best agent I could possibly have in Sara as the first port of contact with JJ Home Credit. Over the period of having credit with the company, I have had no issues. Everything is explained in detail. Thank you, Sara. Thank you, JJ."
Christopher Sanders
"Always helpful and quick to respond. JJ are very adaptable to the changes myself and my family have financially and are very supportive. There have been changes when we moved to Universal Credit and I was unable to pay, but again Vanessa and JJ were very helpful in sorting it out."
Novlet Crosdale
"Tom as an agent has been absolutely brilliant. He always goes above and beyond to make sure I’m getting a good service. I have had some emergencies over the years and Tom has always delivered. He’s my agent, but I also look at him as a friend. Tom is compassionate in how he talks to me and is a great asset to your company. I’ll always do business with him."
Kathleen Coady
"I only have loans when something crops up or in an emergency. Vanessa is quick to respond and very helpful. Prompt service and happy to call at my convenience."
How JJ Home Credit Works?
Applying for a loan with JJ Home Credit is easy. You can fill in your details online via our application form by visiting the Apply Now page
If your application has been approved in principle, your local agent will be in touch to complete your affordability assessment and capture your identification/address details.
As a doorstep loan company, we can bring the loan directly to you in cash or pay it into your chosen bank account. We will work our payment terms with you, choosing a suitable repayment amount and payment date. Loans can be repaid via card or bank payments, or one of our home collected loan agents can visit you.
What We Offer
Short term loans
New customers can borrow from £100 to £400. Existing customers can borrow from £100 to £1000. However, it’s important to borrow only what you need and can comfortably repay within the designated repayment period.
Bad credit loans
We think people are more than their credit score, which is why we consider people with bad credit too. Before applying for a bad credit loan, do your research and compare the interest rates and terms.
Quick loans
A quick loan is a type of loan that offers fast approval and funding, often within hours of applying. In most cases, you can get the money the same day. You can apply for a quick loan and find out a decision the same day.
The alternative to payday loans
JJ Home Credit is a payday loan alternative. Our short term loans range from £100 to £400 for new customers and from £100 to £1000 for existing customers, and if approved, we’ll send the money to your bank or cash at your doorstep. Typically, you need to repay a payday loan on your next payday. Not with us, you can repay your loan in six months
Can I get a loan with poor credit?
At JJ Home Credit, we understand that bad credit can happen to anyone. That’s why we consider people with less-than-perfect credit for a loan. Apply for a bad credit loan with us today and get a decision the same day.